Create Money Pool Paypal – PayPal is one of the most popular services for exchanging money over the Internet, founded in 1999 and founded in 2000 by Elon Musk X.
We are Carolina Niglio, Eduardo Galati, Fabrizio D’Onofrio, Emmanuel Agusta and that’s why we decided to redesign the PayPal app.
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We were all registered to transact with PayPal, but only one of us had the app. First impressions were very disturbing. Even if we know what PayPal does, we cannot understand the flow and create a conceptual model of the app.
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“A conceptual model is a description, usually oversimplified, of how a particular object works. […] They are often understandable within the object itself.” – D. Norman
The main reason for this lack is that the tab bar, which should be a clear representation of the app’s features and structure, instead has direct actions.
We have identified three main areas of user attention when examining the UX flow of an app.
The app starts on a screen where there is a lot of information about past transactions and balances, but they are not displayed in a useful order. In fact, the first and most important information is the last transaction, then the last contacts and then only the balance and finally the last activities in chronological order.
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The main transaction forms are placed in a tab bar that contains only four actions out of six. However, the tab only displays two (Send Money and Request) and the user has to tap another button to display a menu with two more options (Attract Money and Donate to a Cause). Also, the last two (adding and transferring money) are not easily searchable (displayed after pressing balance). Also… the tab bar doesn’t have to follow every interface directive, as said before.
The app starts at the PayPal account summary. We decided to give maximum priority to available balance, which is important for decision making throughout the app. In the original version of PayPal, the available balance is displayed on the card, but it is quickly hidden by other secondary information that overwhelms the user. The following shows the most used contacts: PayPal seems to put more emphasis on the social aspect of the platform (eg having a direct link to your profile), so we decided to choose a circular profile picture (as currently is PayPal).
Next, a quick look at past operations is shown. History is presented in a panel that can be scrolled to view older transactions, reducing the “balance” space.
The tab bar is now able to guide the user throughout the app. Basic actions are placed on one screen, not a tab bar, so users can easily scan through information to find what they need. For this reason, icons are specially designed to quickly show the structure or function of the closed screen.
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Although on different screens and locations, PayPal provides functionality for six different types of transactions: “Send”, “Request”, “Transfer”, “Add Funds”, “Start a Funding Pool” and “A Donate to the cause”. Send and request are transactions between PayPal accounts, while transfers allow a user to transfer money from a PayPal account to a credit/debit card and vice versa.
In the initial version of the app, Send and Request is “Priority” and placed in the Tab/All bar (Pools and Help are in the same toolbar under “More”). Transferring and adding money are “hidden” on the screen after tapping the balance, making these functions difficult to access for many first-time users of the app.
Like many different money transfer platforms, the PayPal app works in different steps, asking the user to enter different parameters (in order: recipient, amount, and user “type”). Since these parameters are easy to understand, to speed up the payment process, we decided to move three easy steps on one screen. In addition, to speed up the sorting process, at the top of the screen, we have re-introduced circles representing “most used” contacts (including the possibility to select non-contact people). Thus the flow is faster, more natural and seamless, especially if the user frequently exchanges money with the same group of people.
We believe that designers are as much thinkers as they are creators. Built stories in UX, visual and product design. https://linktr.ee/uxc · 459K followers PayPal makes it easy to collect money for gifts. It also makes it easy to track who has already sent their share.
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These days, you have many ways to split the bills with friends. You can send money through Facebook Messenger, sneak into a Skype chat over dinner, or even pay off your debt as an email attachment in Gmail. PayPal has rolled out another new feature aimed at groups of friends and family, but it’s focused on making things easier when collecting money for group gifts or vacation trips. The “Money Pool” is PayPal’s response to the 2017 Holiday Money Habits Study, which found that many Americans stress during holiday shopping. You can use it to keep track of everyone’s contributions and make sure that, let’s say, all of your siblings have sent their mom’s Christmas gifts.
You can personalize each fundraiser by setting a goal and deadline, as well as typing in the details of the gift you’re receiving or the cause you’re raising money for. If you want to make it even better, you can add a cover photo. And depending on what it’s for, you can make contributors’ names public or keep them private.
You can access the feature by going to “Your Pools” on desktop or mobile. Once you’ve set one up, you can send not-so-subtle notes with a link to your friends via text, email, Facebook or Twitter, saving you the trouble of asking them over and over again. section However, to be 100 percent sure, you can always check who has already chipped in via the pool’s activity feed.
Most respondents to the company’s holiday survey said they plan to make purchases from their mobile devices, and PayPal expects you to use a payment pool if you go the mobile shopping route. If you’re going to use PayPal anyway, it can’t hurt to have easy access to friends’ shares to make sure you don’t have to overspend or spend your money.
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Do more with friends – send money, split bills and collect money from friends quickly and easily with just a mobile number or email address.
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Whether shopping at your regular store or a new location, we help keep checkout quick and your purchase safe. ** You also get instant spending alerts, so you can easily track all your online spending.
With the app, the only thing you need to touch is your own phone when you pay in person.
Paying friends and chipping requires an account. The recipient will need to create an account if they do not already have one.
(Europe) S.A.R.L. et ce, S.C.A. Licensed as a Luxembourg credit institution within the meaning of Article 2 of the Law of April 5, 1993 on the financial sector and is under the strict supervision of the Luxembourg supervisory authority, the Supervisory Commission of Supervision du Sectière Tax. Applicants at the registered office L-1150. Luxembourg. Considered authorized and regulated by the Financial Conduct Authority. The nature and extent of consumer protection may differ for companies based in the UK. Details of the temporary authorization arrangement, which allows EEA-based companies to operate in the UK for a limited period while seeking full authorization, is available on the Financial Conduct Authority’s website.
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